BEST BUDGETING APPS FOR 2020

Wanting to get started on a budgeting app but not sure which one? The problem is you can spend 30 minutes to an hour setting one up just to realize there's a feature you don't want. Well I've done that work for you. I picked 10 of what looked to be the best apps available and I downloaded and played with them. From there I narrowed the list down to a top 3 and discuss those in this video.

Budgeting apps are a great way to get on top of your expenses. If you aren't currently budgeting, syncing up with an app can be an eye opening experience.

All of these apps were reviewed on an iPhone X.

My top 3 are:
Clarity Money
Mint
Personal Capital

The other 7 I reviewed that didn't make the cut with reasons are below. These are actually good apps, just in my opinion they weren't as good as the top 3:

Goodbudget - You have to manually enter transactions. They limit functionality unless you upgrade for $6/mo or $50/yr.

Fudget - Simple app with limited functionality. You have to manually enter transactions.

EveryDollar - Cost $130/yr to link in transactions from banks. Not as much functionality as the top 3.

Daily Budget - Really clean, simple app, but limited. It has multiple add ons you can upgrade, or upgrade all for $8. Doesn't automatically import transactions.

Pennies - Only app I tried that cost to download. It was $4. Similar to Daily Budget, really clean and simple. You also have to manually enter transactions.

You Need A Budget (YNAB) - Free to download but immediately makes you sign up for a subscription at $12/mo or $84/yr. Seems to be a good app but expensive.

NerdWallet - Similar to Mint, but I liked Mint better. Thought this one had too many links to articles and tips for my liking. Made it a little busy for my taste.

Please double check the prices if you decide to sign up for one of these apps. They may have changed by the time you watch this video.

Let me know in the comments if you think I missed one that should have been reviewed!


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The information discussed on this channel is for educational and entertainment purposes only. It should not be considered advice. Please do your own research and I encourage you to seek professional tax, legal, and financial advisors, before taking any actions or making decisions.

#budgetingapps #personalfinance