Term insurance plan in Hindi|now get double of premium paid returned back pay only for 10 years

#theartofwealthbuilding #termplan
Term Insurance With Return of Premium (TROP) Plan, How much money do you lose in reality.

What is Term Insurance?
Term insurance is the purest form of life insurance available in the markets. With a term insurance plan, you get a sum assured to cover your life and the premiums are much less than what you would end up paying for a ULIP or an endowment plan. With a term insurance plan, you can get your life assured for about Rs. 1 crore for a premium of just Rs. 7,000 (actual sum assured and premiums may differ from one insurer to another). A term insurance plan is also a good way to backup any other investments you may have made, in the sense that if those investments don’t pay out due to reasons like turbulent markets (especially in the case of ULIPs), a term insurance will pay the death benefits. It also affords the opportunity to leave behind a sizable amount of money for your family without having to pay through your nose for it thus making it very affordable.
Term Insurance With Return of Premium
How a term insurance plan works is that you pay a premium for the amount you chose as the sum assured. The premium may be paid throughout the duration of the policy, which can range from 5 years to 25 years depending on the insurance provider and the plan being offered. The time where the difference between a term insurance policy and a term insurance with return of premium (TROP) becomes apparent is when the policy matures. At the time of maturity the insurer will return the entire premium paid by the policyholder towards the policy.
Top Term Insurance Plans With Return of Premium
These are some of the term insurance plans that offer a return of premium on maturity.

Max Life Premium Return Protection Plan

ICICI Prudential LifeGuard

Tata AIA Life Insurance iRaksha TROP

MetLife Suraksha TROP

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