Top 10 Money Rules For Life

1) Spend less than you make

2) Pay down debt using the debt snowball technique

3) Impulse control issues? Cut up or freeze in ice your credit cards

4) If your company gives you a % of your salary matching for retirement take advantage of all of it – it is free money

5) Like my video - If they don’t still invest money for your retirement

6) Warren Buffet recommends 90% S&P 500 and 10% US Treasury bonds if you want to follow Warren Buffet’s advice – see video above for other people’s advice and what that means if you don’t know

7) Buy a home – over time it is the best investment you can make – especially if in a city.

8) House hacking is a way to reduce your mortgage payments if you are ok with having a roommate – I rent out my basement to offset some of my expenses

9) In many job fields you will need to change jobs in order to be paid what you are worth

10) Never stop learning new things – whether that is watching more money videos, improving job / career skills or just picking up new hobbies you never know when you will find an aha moment.