Top 3 Medigap Plans for 2020 - Best Medicare Supplement Plans

https://www.medicarefaq.com/faqs/top-3-medicare-supplement-plans-for-2020/

Shaya and Kasey tackle a hot Medicare topic - the top Medigap Plans for the 2020 year!

Shayna: We're with Elite Insurance Partners and MedicareFAQ.com. I've asked Kasey to join us today to talk about a really hot topic in the Medicare community right now and that is what the top three Medigap or Medicare Supplements will be for the 2020 year.

Shayna: So let's dive right into it! What is the first top plan we're going to discuss?

Kasey: The first plan is Medigap Plan F. Plan F is first dollar coverage and it's a great option for beneficiaries eligible before 2020 because, in 2020, the first-dollar coverage plans are going away.

Shayna: Right, so Plan F may be a good choice for you if you're someone who frequents the doctors or hospitals regularly and you don't want a surprise, out of pocket costs. Also if you live in a state that allows excess charges, Plan F would be a good fit for you.

Kasey: There is also a High Deductible Plan F option, it's great for beneficiaries that want a lower premium but still want first-dollar coverage.

Shayna: Exactly! So that's why we love Medicare Supplements so much. Because there's a lot of flexibility and you can choose a plan or a variation of it that's best suited for your needs!

Kasey: The next best plan for 2020 is Medicare Supplement Plan G and Plan G is not a first-dollar
coverage plan, the reason being you're responsible for the Part B deductible.

Shayna: So this plan offers most of the great coverage as the Plan F, the only hangup is that Part B deductible. So if you don't mind paying that, then Plan G might be for you.

Kasey: There is also a high deductible option for Medicare Supplement Plan G. That's a new plan that they're releasing in 2020 and that will be available at the start of the year.

Shayna: Awesome!

Kasey: The final plan option for 2020 is Plan N. Medicare Supplement Plan N is a great
middle-ground for someone who doesn't want the high deductibles and doesn't need first-dollar coverage. Plan N does have a $20 copayment for doctor's office visits and a $50 copayment for emergency room visits.

Shayna: Exactly! So there you have it! We have F, G, the high deductible variations and then Plan N. Now there are a ton of other options for you in choosing a Medicare Supplement plan but those are definitely the three that we recommend most. So if you have any questions on any of those plans we discussed or on Medicare in general, feel free to leave us a comment and we'll get back to you as soon as we can. Bye!

Want more information on the topics covered? Here are some additional helpful resources:

Medigap Plans: https://www.medicarefaq.com/medicare-supplements/medigap-plans/

Medigap Eligibility: https://www.medicarefaq.com/medicare-supplements/medigap-eligibility/

Medigap Enrollment Periods: https://www.medicarefaq.com/medicare-supplements/medigap-enrollment-periods/

10 Best Medigap Insurance Companies in 2020: https://www.medicarefaq.com/faqs/top-10-medicare-supplement-insurance-companies/

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