Does My Drone Insurance Policy Provide Coverage Against Professional Liabilities?

Our caller for today, Tom has come up with a great question that has not been asked on ADU before. Tom’s question is about drone insurance. We know that tyically drone insurance covers property liability and general liability. But, what about professional liabilities? What if a client sues you for alleged negligence? Does your drone insurance policy provide coverage against such unforeseen incidents as well?

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Timestamps
02:33 - Is it better to go through a broker when buying drone insurance?
04:16 - How the passage of Remote ID NPRM could result in non-compliance and hurt the drone pilot’s prospect
07:45 - Today’s show is sponsored by the Drone U Fly-In
10:23 - Today’s question is about drone insurance
11:00 - Why you should insist on going through a good insurance broker
11:24 - Understanding the different kinds of drone insurance coverage’s – property liability, general liability and professional liability
12:57 - Paul shares his own experience, and make a strong case for purchasing professional liability insurance
13:55 - Does your drone insurance policy cover professional liability?
16:05 - Is insurance cost a significant component of your total household expenses?
17:40 - What is the opportunity cost of not buying insurance