Health Insurance Explained | Best Health Insurance Policy in India

Hello friends. In this video, I have discussed in detail about Health Insurance Policy. I have covered three things.

1. Best Health Insurance Plan for You
2. 10 Things to Keep in Mind Before Buying a Health Insurance Policy
5. Top 5 Health Insurance Companies in the Country.

Our lifestyle, food habits, working culture has changed a lot. The food we eat is most of the time is contaminated, the air we breathe is also polluted, the water we drink is also not pure. These all affect our health. People these days are exposed to various serious health problems, like kidney problems, heart problems, liver problems, brain tumors, diabetes, hypertension, etc. Treatment of these health problems is very costly and it can drain your entire savings, it may force you to sale you houses, ornaments and other valuable things.
So, saying that “I don’t need Health Insurance Policy is wrong”

If you are Buying a Health Insurance Policy, you should keep the following things in mind, which I have discussed in this video in very detail:
(i) Diseases Covered, (ii) Pre and Post Hospitalisation Expenses
(iii) Day Care Expenses (iv) Waiting Period for Existing Diseases
(v) Room rent limit (vi) Alternative Treatment
(vii) No Claim Bonus (viii) Renewal Age
(Ix) Hospital Network (x) Co-pay Clause
Top 5 health insurance companies are
(i) Apollo Munich HDFC Ergo, (ii) Star Health, (iii) Max Bupa,
(iv) Religare Health Insurance and (v) ICICI Lombard.
While buying a health insurance policy, you should check the insurance company on the following four criteria:
(i) Hospital Network (ii) Number of Policies Sold
(iii) In House Claim Settlement (iv) Incurred Claim Ratio

Our Other Videos on Insurance Are:
1. How to select the best Life Insurance Policy: https://bit.ly/3acLux2
2. LIC Tech Term Plan No. 854: https://bit.ly/2VJSsoa
3. Reasons for Life Insurance Claim Rejection: https://bit.ly/3ewKAib
4. Term Life Insurance Discussed in Detail: https://bit.ly/3cqS6t8
5. Insurance Explained-Definition of Insurance- Difference Between life and general insurance: https://bit.ly/2ylys39
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