Why Chime Bank is a SCAM

In todays video we going to see if Chime Bank is a scam!
Lets talk about and review Chime Mobile Bank App and go over all the features and whether or not it’s actually a good bank!
The current interest rate and Annual Percentage Yield (APY) for the Chime Savings Account is . 01%. Which Means if you leave $25,000 in your account for 10 years you would make $25 OVER TEN YEARS! That is way too low! A good bank will have over a 2% apy. THATS WHY I THINK CHIME IS A SCAM! They are loaning the money for around 8-10% and they cant give the clients more!

What Is Chime?
Many of us are getting fed up with traditional banks. Banking is something that we need to have access to, but the associated fees and other nuisances that go along with it are less than desirable.
Chime Bank is an online or “mobile-only” bank that offers you an alternative to traditional banking methods. If you are sick of having to pay high fees or if you don’t want to deal with overdrafts, then you might be interested in this banking method.

It makes things convenient and offers you a streamlined service that’s easy to understand.

PROS
Avoid fees
FDIC-insured
No foreign transaction fees
Lots of ATMs
Simple direct deposit

CONS
Depositing cash
Customer service
The interest rate isn’t great for savings
No physical branches

Best high-yield savings accounts
First Foundation Bank – 2.40% APY.
BrioDirect – 2.30% APY.
SFGI Direct – 2.27% APY.

We’ll both get $50 when you open a Chime bank account and set up direct deposit! https://chime.com/r/carterfarr
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